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Sandy NanoWriMo 2014

Update: Quite a bit longer now...  #NaNoWriMo2014 She woke up just like any other day, with her alarm playing on her phone and her arm sprawled across her face. Her face covered from the overwhelming light that drifted through the non-existent curtains and onto her bedroom walls. She had been clever enough a year ago to begin mapping out the sun's cycle as it passed her little apartment and knew without even looking at her phone that she had overslept. Sandy Jenkins was no ordinary person. But she felt overly ordinary every single day. The problem was, she hadn't quite figured out her purpose in life, nor had she found the suitable (insert worm mating phrase here).  Unfortunately, Sandy had a couple afflictions. The first was that she was stuck in a job that she didn't particularly like. She had a range of talents yet none of these had anything to do with her current 'career pathway' or so her parents continued to call it. They said it was a stepping stone to a much...
Recent posts

Two Year Anniversary πŸ’œ

As another year comes to a close -- I'm just thankful that we have stability. A home. Somewhere where Little R calls OUR HOME! And OUR HOUSE!  It's a pretty incredible feeling.  I had an awesome call with Vincent the other day from SBS Blenheim. 13 days younger than me. Both Pisces.  A quick, easy korero where he asked me my goals, my next plans and what questions I had. I was most interested in the upcoming interest rates and what I should do moving forward in regards to this.  He gave me three options:  I chose the 5.99% rate for three years. This was by far the least risky but also provided stability for the next three years.  I'm still waiting for the email/letter to confirm this.  When he said - Okay! I'll action this now. - I was in shock. The conversation was relatively quick and simple. Far different to the last one last year where I had to jump through more hoops as I'd still got lots more to learn regarding account conduct etc....

Not quite 4 months in...but ..

I'm still moving things around. Crystel hates it πŸ˜‚ I just want my house to look right.  When I walk in, everything is where it should be.  I keep making adjustments and thinking and planning and changing things again. And the furniture is NOT light πŸ˜‚ and hard to do on my own or with my 10 month old little mate following every step.  I still look up and am just in awe.  I bought this house. This is my house. Our house.  We live here.  It's not a dream.  The goal now is to pay the Regional Council Rates.  I paid the first lot of ODC rates.  Bloody expensive!  At least the regional one only comes once a year.  Still - I've set up automatic payments for ODC rates for each pay and am going to do the same for Regional rates once I get this first one sorted.  I turned down the trip to Hawaii. I just can't afford it. It's not logical or financially feasible right now. It cut me. But it was the right choice.  So instead - I'll do...

Nau mai ki toku whare hou

We've had a few visitors over the past few months. Three months in now and it still feels strange πŸ˜‚ I wake up and think - where am I sometimes or wonder whose house I'm in. Then I remember - this whare was bought by me. And YouOwn. But mostly owned by the bank! I tell my tauira that I own a door and a window.  But possibly I also own some carpet in one of the rooms and part of the roofing too.  Each fortnight I pay the mortgage to the bank. In all honesty - I could do it on my own. But it's a lot easier having that boarder/rent income coming in by renting out the other two bedrooms.  I'm in the process of paying my first lot of rates too. Once these are paid off -$330 to go! - I'll be setting up an automatic payment so that it won't be a big surprise come next time rates are due.  ODC rates - $735 I still am awaiting the BOP Regional Council ones - they've separated recently so two lots of rates.  And the ongoing YouOwn payment - the hat tip - to say thank ...

On the eve of our first month in our new whare...

On the eve of our first month in our new whare... Would just like to say... Thank you ♥️ And adulting is hard. And the bills! But in comparison to that money going to someone else's mortgage.... Seeing each fortnight my mortgage payment steadily decreasing the overall mortgage - is so freaking cool. Somebody reminded me yesterday about it being a good debt. It's not a bad debt. Just like the washing machine I bought.... We needed a new one. But the frustrating thing is that we had to. Because the repair guy doesn't come to Ōpōtiki anymore. The cool thing is that I wasn't stressed in trying to find the money this time. True - I'm still paying the rest off but again - good debt. Yes - there are a couple seals needing replacing. But these too are a process and finding common ground with the builders of the whare to do the repairs. But we're in. We're here. We're still moving things around. I still haven't planted anything into the garden or f...

Visitors!!

Anyone want to come round so I can delegate tasks to be done? πŸ˜‚ Crystel is over my bossy older sister/teacher voice πŸ˜‚  Day three of seized back issues. More movement today though! Yay! Sore muscles after having strained while trying to move yesterday.  We've had so many visitors today! ♥️ Ngā mihi koutou ♥️ All whanau but still freaking cool. Visitors from Rotorua, Taranaki, Morrinsville, Ōpōtiki, Tirau ♥️  I have missed people visiting! Twenty bucks bet goes to my sister saying "I told you so!" after I post this and to my niece Blaise who has told me for years to kick the dogs outside then more people would come.  ♥️  Also - note to self -- Toby can jump out of one of the garage windows πŸ˜‚πŸ˜³πŸ€¦‍♀️ need to fatten him up again after all that time at the kennels πŸ˜‚πŸ˜‚ Now... Just need to sort out the chaos and do small things while I have the energy and my back isn't so sore.  Or.... Enjoy listening to Anika Moa's baby songs with a sleeping Riley on my should...