Mana Ahumoni -- Working towards Financial Freedom

Whuuuu.  I'm still processing the latest thought patterns.  We're going to an Open Home on Sunday. 52 Buchanan. Beautiful big house. Flashy, as Crystel puts it.  She wants to live in a flashy house.  I get it.  We've both been through some crazy trauma and deserve good things.  But inside me is also this niggling thought that makes me think I don't deserve to. That thought is holding me back.  I find it hard to see myself in a fancy, flashy, new house.  I prefer to see myself in a villa.  Part of that could be conditioning while growing up. Maybe it's to do with my preconceived notions and ideas about wealth.  Maybe I still have more work to do.  At present - my list of house options:  52 Buchanan Street Ōpōtiki * 3 bedrooms, 2 bathrooms * newer house * Not much section * Pizza oven * Big garage * Big white gates * Open plan living and kitchen 32 Potts Ave * 2 bedrooms, 2 toilets, 1 shower over bath * Co...

Last year I was hopeful. Optimistic. But I was also headstrong and rushed into damn near everything. This year I'm cautiously optimistic. Aware of the risks and ready for the heartbreak. But this time it won't be a heartbreak.  I am entering into this next foray into the house market with an investment mindset and being a clever investor means trusting the support team to do their mahi and to get back to you when they're ready. Not rushing and making quick decisions. Waiting til we know what we can and can't afford.  And so... In my reflections... I just think how well spent that $4k was in growing my experience and teaching me valuable lessons.  #tokukaingahou

This time... I'm prepared.  My Google Drive is full of all relevant information. It's simple for my new financial advisor John from Isbister to comb through and navigate to find the information he needed.  John has been incredible. Informative, clear and absolutely passionate about helping first home owners into their first homes.  He's already sent the application off to SBS. I only talked with him on Saturday arvo. It's Monday.  He provided me with all relevant information, financial feedback and complete candor about my current situation.  I spend far too much on food. That has to stop.  I also need to decrease the CC limit to $12000. I'm waiting on a call back from Westpac at the moment.  I was sent to John via Nigel from YouOwn. I'd only heard of YouOwn because I was searching for alternatives to Kainga Ora Home Partnership Scheme.  YouOwn's rules and regulations are similar to but also vastly different to those outlined by Kainga Ora.  ...