Be onto it. Know where your money is coming ANG going. Know your debts. Pay them. Whatever method you can. If you're not sure - contact the credit rating companies. They'll straight up just tell you. Then you can avoid finding an overdue $9 payment from TWO YEARS AGO that is now putting a red underlined mark under my name and a big ole NOPE on the risk-o-meter for the banks. Ugh. I worked so hard to get here and am being screwed over by a few things: * A lack of communication from the company. They should have called me about the outstanding payment. They say they sent two emails back in 2019. I cannot find them. I had no recollection that I had an overdue payment. Had I known... I would have paid the $9! * The company seem to be refusing to remove this mark from my name on the credit score. This is beyond frustrating. * The banks see me as a risk because of a missed payment from 2019. Of $9. * My credit score is currentl...
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