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Mortgage Calculators

 There are honestly SO many incredible mortgage calculators. 

I've provided a list of the ones I've used. Let me know if you find any others that are useful. 

Regardless of what mortgage calculator you use -- do your research, sort out our consumer spending, be better at clean banking and ensure you've done your due diligence of the house you're wanting to purchase (builder's report, LIM report, council docs, valuation etc). 


  • Sorted.org.nz -- this is the one that my mortgage broker used and it gave us several pieces of information -- interest rates, loan repayments etc and it also showed different options too

  • Settled.govt.nz -- this entire website is epic and has heaps of useful information for first home buyers. Definitely check this out! Plus their calculators are cool too. 

  • Westpac -- this one is good because you can enter what deposit and information you currently have and it gives you an idea of what the loan repayments would be

  • SBS -- all three of SBS's calculators are helpful and show a range of different information. 

  • Kiwibank -- this one is epic because it gives you a quick idea of how much deposit you'll need for the new LVR (loan to value ratio) changes -- 20% deposit or more is always better security if poss.


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