We've had a few visitors over the past few months. Three months in now and it still feels strange 😂 I wake up and think - where am I sometimes or wonder whose house I'm in. Then I remember - this whare was bought by me. And YouOwn. But mostly owned by the bank! I tell my tauira that I own a door and a window. But possibly I also own some carpet in one of the rooms and part of the roofing too. Each fortnight I pay the mortgage to the bank. In all honesty - I could do it on my own. But it's a lot easier having that boarder/rent income coming in by renting out the other two bedrooms. I'm in the process of paying my first lot of rates too. Once these are paid off -$330 to go! - I'll be setting up an automatic payment so that it won't be a big surprise come next time rates are due. ODC rates - $735 I still am awaiting the BOP Regional Council ones - they've separated recently so two lots of rates. And the ongoing YouOwn payment - the hat tip - to say thank ...