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Part 8 - Gratitude

I talked to both of the mortgage brokers that I've been working with today. 

Troy reminded me of how far I've truly come in the past 18 months. He used the words - dramatic change. It caused me to think about how thankful I am where I am now. 

Yes I still have far to go, but being thankful of where I am is important - to look around and be proud of where I am is critical. Because the past me struggled for so long to get where I am. 

And the future me has already done the work. 

The next few months I'm going to be saving more and more money. 

I want to improve my chances astronomically. 

Also - I want to find the right house, for the right price and the right risk/issues that can be remedied quickly. 

I'm hopeful. 

I put another offer in for Windsor Street. Significantly lower this time. But I feel more comfortable with that offer and know what the possibilities are with the banks. 

I also think that I have a better chance as the deposit and equity would be higher with a lesser cost.

SBS have the best First Home Buyer combo at the moment. 

Followed by either Westpac or Kiwibank. 

If BNZ can help me I'm going to promote them so much! 

I'm just nervous and cautious. 

Tired and exhausted. 

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