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hopeful

I keep rewatching the video I took last Sunday. I just realised it's only been five days since the offer was accepted!

So much has happened during this time: 

* Valuation has been ordered
* Bank has recieved info from YouOwn and my mortgage broker
* Lawyers are discussing with the mortgage broker the next steps in how this shared equity thing works
* Discussiins have taken place with people who could become boarders
* I've set up an SBS account in the event that this goes unconditional
* We've done more research into the cash contribution - $4k from SBS with the First Home Combo
* Talked with dad, the council and my friend James about the missing info from the LIM and found it in the file. I now have the building plans also 😁 
* Talked with Aunty Adrienne about home insurance and she advised me to go with SBS for home insurance for at least a year and that if I wanted to - her insurance broker business Hugh Vercoe and Associates would be happy to help. The good thing about the SBS home insurance offer is a $1k contribution towards costs 
* Discussion with lawyers about fixed cost for lawyer fees etc. I can gather some more money by then but there is also lots of money in the air that may not be available til just after settlement date. This is tricky because if the lawyers fees aren't paid up on settlement date then they won't transfer the deposit funds to the vendor's solicitors and then I won't be given the keys

Lots of stuff going on! 

And still in the back of my mind is this nerve wracking notion of - 'Am I doing the right thing?' 

- the right house? 
- how will the dogs feel with such a small section?
- what if Crystel runs off again? 
- what if I'm left with a huge house and can't afford it on my own? 
- what if it doesn't work out?
- what if the bank still says no?

Ugh. I'm just a bit stressed out. 

Date offer signed and accepted: 4th April 2022

Last day for finance conditions: 20th April

Settlement date: 4th May 2022


Also - I hope no-one buys the plot of land beside the Buchanan house before I find some extra money to put towards buying it myself 😂 would be so cool to have more section! And even cooler to be able to grow a garden - like a proper one ♥️

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