Skip to main content

Pre-settlement inspection & Signing Mortgage Docs

Today we went for the pre-settlement inspection and even got a cool tour of our new house by the current owner - Jim. 

It was so cool! 

He took us on an in-depth tour of the house. Showed us all the light switches, the cupboards, how everything is soft close and showed us the different fruit trees they'd had planted. 

Pear, apple, feijoa, plum, guava, blueberry, eggplant, 

Essentially an edible garden! 

It's still growing but in the next five or so years our section is going to be a forest! ♥️

I cannot wait and our cats will be so happy. 

I'm really excited for the new house. 

It is so surreal though! 

We were standing in the house, that is ours in two more days. Absolutely crazy! 

I nearly cried when Jim said he is leaving the little bbq for us too. I shared how we grew up really poor and how I've had to work really hard to get to this poing. He shared a similar story too. 

The carpet is so soft! 

It just feels so surreal. 

We were in our house. Their house. Our house in a few days. 

Far out! 

So freaking real. 


What made it even more real today was the lawyers hui where I signed all the documentation for the mortgage and the YouOwn co-ownership agreement. 

He went over everything with me and it was a lot to take in. I remember most of it but I need to read through the documentation again. 

Heaps of form filling out. 

Reading the information. Understanding what it means. 

I told the lawyer that I've been discussing this whole process with my students the entire time and that it was really cool because they were excited for me too. 

I'm so very tired now. 

Need to conserve energy before the coming move. 

♥️

Comments

Post a Comment

Popular posts from this blog

Part 7 - Note To Self

Be onto it.  Know where your money is coming ANG going.  Know your debts.  Pay them. Whatever method you can.  If you're not sure - contact the credit rating companies.  They'll straight up just tell you.  Then you can avoid finding an overdue $9 payment from TWO YEARS AGO that is now putting a red underlined mark under my name and a big ole NOPE on the risk-o-meter for the banks. Ugh.  I worked so hard to get here and am being screwed over by a few things:  * A lack of communication from the company. They should have called me about the outstanding payment. They say they sent two emails back in 2019. I cannot find them. I had no recollection that I had an overdue payment. Had I known... I would have paid the $9!  * The company seem to be refusing to remove this mark from my name on the credit score. This is beyond frustrating.  * The banks see me as a risk because of a missed payment from 2019. Of $9.  * My credit score is currentl...
Post a Comment
Read more

Continuing to break the poverty mindset

Whuuuu.  I'm still processing the latest thought patterns.  We're going to an Open Home on Sunday. 52 Buchanan. Beautiful big house. Flashy, as Crystel puts it.  She wants to live in a flashy house.  I get it.  We've both been through some crazy trauma and deserve good things.  But inside me is also this niggling thought that makes me think I don't deserve to. That thought is holding me back.  I find it hard to see myself in a fancy, flashy, new house.  I prefer to see myself in a villa.  Part of that could be conditioning while growing up. Maybe it's to do with my preconceived notions and ideas about wealth.  Maybe I still have more work to do.  At present - my list of house options:  52 Buchanan Street Ōpōtiki * 3 bedrooms, 2 bathrooms * newer house * Not much section * Pizza oven * Big garage * Big white gates * Open plan living and kitchen 32 Potts Ave * 2 bedrooms, 2 toilets, 1 shower over bath * Co...
Post a Comment
Read more